Terms of Use

Last updated: January 2026

1. Acceptance of Terms

Welcome to JG INS LTD. These Terms of Use ("Terms") govern your access to and use of our website located at jgins.email (the "Website") and our business management platform (the "Service"). By accessing or using our Website or Service, you agree to be bound by these Terms.

2. Description of Service

JG INS LTD provides a comprehensive business management platform designed for small businesses in the UK. Our Service includes, but is not limited to:

  • Client Relationship Management (CRM)
  • Inventory tracking and management
  • Invoicing and billing tools
  • Business analytics and reporting
  • Appointment scheduling
  • Marketing automation features

3. User Accounts

3.1 Account Creation

To use certain features of our Service, you must create an account. When creating an account, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Account Security

You are responsible for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account or any other breach of security. We are not liable for any loss or damage arising from your failure to protect your account information.

4. Permitted Use

You may use our Website and Service only for lawful purposes and in accordance with these Terms. You agree to use the Service:

  • In compliance with all applicable laws and regulations
  • In a manner that does not infringe upon the rights of others
  • Without attempting to gain unauthorized access to any part of the Service
  • Without introducing viruses, malware, or other harmful code
  • Without interfering with or disrupting the Service or servers

5. Prohibited Activities

You agree not to:

  • Use the Service for any illegal or unauthorized purpose
  • Violate any international, federal, provincial, or state regulations, rules, or laws
  • Transmit any worms, viruses, or any code of a destructive nature
  • Infringe upon or violate our intellectual property rights or the intellectual property rights of others
  • Harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • Submit false or misleading information
  • Upload or transmit viruses or any other type of malicious code
  • Collect or track the personal information of others
  • Spam, phish, pharm, pretext, spider, crawl, or scrape
  • Interfere with or circumvent the security features of the Service

6. Content and Intellectual Property

6.1 Our Content

All content on the Website and Service, including text, graphics, logos, images, software, and other materials, is the property of JG INS LTD or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

6.2 Your Content

You retain ownership of any content you upload, post, or transmit through the Service. By using the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your content solely for the purpose of providing and improving the Service.

6.3 Content Standards

You are solely responsible for any content you submit. Your content must not:

  • Violate any laws or regulations
  • Infringe upon any intellectual property rights
  • Contain defamatory, libelous, or offensive material
  • Include personal information of others without consent
  • Contain viruses or malicious code

7. Subscription and Billing

7.1 Subscription Plans

We offer various subscription plans with different features and pricing. All subscription fees are billed in advance and are non-refundable unless otherwise stated or required by law.

7.2 Payment Processing

Payment processing is handled by third-party payment processors. By providing payment information, you agree to be bound by the terms and conditions of the payment processor.

7.3 Price Changes

We reserve the right to change our subscription prices at any time. We will provide notice of price changes to existing subscribers at least 30 days in advance.

8. Service Modifications

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

9. Third-Party Services

Our Service may integrate with or link to third-party services, websites, or applications. We are not responsible for the content, privacy practices, or terms of use of such third-party services. Your use of third-party services is at your own risk.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, secure, or error-free, or that defects will be corrected.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, JG INS LTD SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Our total liability for any claims arising from or related to the Service shall not exceed the amount you paid us in the twelve (12) months preceding the claim.

12. Indemnification

You agree to defend, indemnify, and hold harmless JG INS LTD, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or violation of these Terms.

13. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease.

You may terminate your account at any time by contacting us or using the account deletion feature in the Service.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.

16. Contact Information

If you have any questions about these Terms of Use, please contact us: